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Annual Multi-trip Travel Insurance

If you’re a regular traveller, save time and money and with an annual multi-trip insurance policy. Designed for those taking multiple trips a year, an annual multi-trip could save you getting a new policy each time. Plus, members save 10%.
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Pay one premium for unlimited trips in a year

Cover for lost, stolen or damaged luggage*

Unlimited^ cover for medical expenses

RAA members save 10%

Why an annual multi-trip?

A great money-saving option for regular travellers, our annual multi-trip insurance covers an as many trips as you like per year with unlimited overseas medical and dental costs, cancellation fees and more. So, if you’ve got a few trips planned – be it for work or pleasure – get one policy to save the hassle of organising many.
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Contact us anytime

Emergency assistance

Our emergency overseas assistance team can help you anywhere in the world, 24 hours a day, every day of the year. Call +61 2 8055 1698.

Make a travel insurance claim

You can make a travel insurance claim online or by calling +1300 207 365. We'll take your details and guide you through the claim process.

Travel alerts

Keep up to date with government travel advice and bulletins through smartraveller.gov.au.

Frequently asked questions

Find the answers to some questions you may have about RAA Travel Insurance.

Things you should know

^Unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.

*Lost or stolen luggage must be reported within 24 hours.

Conditions, exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine).

Royal Automobile Association of South Australia Incorporated acts as agent for Tokio Marine and may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit. Consider the relevant PDS and Target Market DeterminationTerms and Conditions and Privacy Policy, available on the RAA website when deciding whether to purchase this product.

Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products.