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Annual Multi-Trip Travel Insurance

If you travel often, our Annual Multi-Trip Travel Insurance could be a simpler way to stay covered for your trips during the year. Consider getting one policy instead of organising multiple single-trip policies. Plus, RAA members save 10% on travel insurance.*

Get a quote online and take out cover before you travel.

Any product information on this page is a summary only. For full details, please refer to the combined PDS/FSG and review each section for specific terms, conditions, exclusions, limits, and sub-limits, as well as any general exclusions that apply.

Pay one premium for unlimited eligible trips per year

Cover for lost, stolen or damaged luggage

Unlimited cover for medical expenses³

RAA members save 10% on travel insurance*

Why an annual multi-trip?

Our Annual Multi-Trip Travel Insurance is an option for frequent travellers. It covers as many trips as you like per year, with each trip lasting up to 30, 45 or 60 days depending on your chosen cover. It covers unlimited overseas medical³ and dental costs, plus flexible cancellation cover limits and more. Consider getting one policy to save the hassle of organising multiple policies.
Learn more

RAA members save 10%

Enjoy 10% off travel insurance policies when you're an RAA member.*

Contact us anytime

Need help on holiday?

For emergencies or repatriation support, the overseas assistance team is available 24/7. Call +61 2 8055 1698.

For questions about your policy, extending your cover, lost luggage, flight delays or other non-emergency claims, call +61 2 8055 1638. The team is available Monday to Friday, 8am–9pm (AEST), and weekends 9am–6pm (AEST).

Make a travel insurance claim

You can make a travel insurance claim online or by calling 1300 207 365. You'll be guided through the claims process.

Travel alerts

Keep up to date with government travel advice and bulletins through smartraveller.gov.au.

Frequently asked questions

Find the answers to some questions you may have about RAA Travel Insurance.

Things you should know

*Member discount applies to the premium payable (excluding GST, stamp duty and any other taxes). Offer can be withdrawn/amended at any time without notice.

²Membership obtained through the purchase of travel or travel insurance does not include loyalty savings or the right to vote at board elections and at meetings of RAA. Read the full travel membership terms and conditions.

³‘Unlimited’ means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions. Medical, hospital, dental or any ancillary benefits or expenses incurred more than 12 months from the time treatment for the injury or illness was first received will not be covered. Terms, conditions (including eligibility criteria), limits, sub-limits and exclusions apply. Refer to combined PDS/FSG for full details.

⁸Limited COVID-19 cover is only available for specific benefits and sub-limits apply. Refer to the PDS for full details inclusions, exclusions and applicable limits.

Royal Automobile Association of South Australia Limited (ACN 677 371 274, AR No. 228575) (RAA) is an authorised representative of the RAA Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RAA Travel Insurance as the managing agent on behalf of Tokio Marine. Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on RAA’s website, or on request from RAA.